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Intelligent Personal Finance

All Your Finances,
One Simple View.

Mogul Conversational AI
Track income, spending, assets and debts all in one place.
Instantly understand your cash flow and net worth at a glance.
Track my wealth  →

Visualise Your
Financial Future

Mogul Conversational AI
Predict future wealth and plan your retirement with smart financial calculators, analytics, and charts. Know how your savings, property and pension could grow over time.
VISUALISE MY FINANCES  →

Ask Anything,
Get Personalised Answers.

Mogul Conversational AI
Our AI Financial Assistant understands your full financial picture - so when you ask questions, the answers are tailored to you.
GET PERSONALISED INSIGHTS →

What Our Users Say

Much better than the spreadsheet I currently use!
Jim - Scotland
Lots of good insights. Good to know where I'll be at retirement
Max - Dorset, UK
Features that predict based on statistics and AI are really cool
Alex - Italy
Great! Very user friendly, clear graphics and layout, quick repsonse and page loading. Dynamic and clear
Tom - London, UK
Great to see how quickly your wealth projections and current position can predict to future position
Ben - Sussex, UK
Pulling information into easy to view dashboard - brings clarity to overall picture that I’ve not really seen before
Rob - Northamptonshire, UK
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Why We Exist

Our vision is a world where everyone has access to the tools and knowledge they need to manage their money effectively and achieve financial freedom. We will achieve this by empowering individuals and families to take control of their finances and achieve their financial goals through smart budgeting, personalised financial insights, and predictive AI-powered foresight.

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Simple

Mogul is designed to make financial planning a breeze.
Our user-friendly interface and intuitive features ensure budgeting is straightforward and easy to understand.

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Secure

Your financial information is precious, and we treat it as such. Mogul employs robust security measures to protect your data and provide a safe environment for you to manage your finances.

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Transparent

We strive to present clear, jargon-free insights to help you understand your financial situation better. We're passionate about ensuring you can make fully informed financial decisions with confidence and trust.

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Smart Budget

Optimise your financial situation with AI

Gain a deep understanding of your financial situation with our Personal Budget feature. Simply input your income and expenses, and BudgetWise will create a comprehensive yet easy-to-understand budget overview.
Our powerful AI offers tailored insights to your personal situation and offers financial wellness and health checks.

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Hi, I'm Mogul!
I'm the ultimate AI wingman for personalised budget scenario generation, pension forecasting and investment strategies.
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Goal Tracker

Reach your financial goals

Set, track, and reach your financial goals with our Inspiring Goal Tracker. Enter your financial target — whether it's a dream holiday or a new car — and BudgetWise will provide actionable recommendations to achieve it. Your financial aspirations are within reach, let's achieve them together.

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Dynamic Foresight

Take charge of life's financial twists

Planning for financial change has never been easier. Our Dynamic Foresight feature utilises a blend of open-source data and your inputs to project scenarios, enabling you to understand potential effects of changes on your budget. Future-proof your finances by understanding the potential impacts before they happen.

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Goal Tracker

Reach your financial goals

Set, track, and reach your financial goals with our Inspiring Goal Tracker. Enter your financial target — whether it's a dream holiday or a new car — and BudgetWise will provide actionable recommendations to achieve it. Your financial aspirations are within reach, let's achieve them together.

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Insights

Unlock Your Financial Perspective

Get a unique view of your financial world with our "Insights" feature. This tool uses your personal budget data to provide enlightening analytics, stats, and comparisons. Understand your financial standing, both in your personal realm and within wider society. See where you stand in terms of net wealth, income, savings, and outgoings among peers. Our compelling visualisations and easy-to-understand graphs empower you to not just track, but truly comprehend your financial journey. With Insights, gain the perspective you need to shape your financial future.

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The Data

You're not alone

77% of people are overwhelmed, anxious, or stressed about their finances

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Lack of Financial Confidence
Approximately 39% of adults in the UK (around 20.3 million people) do not feel confident managing their money. This lack of confidence contributes to the overall financial stress and poor financial decision-making.
- FinCap, 2024
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Widespread Financial Stress
The majority of UK residents (77%) are stressed about money, with 17% describing themselves as “very stressed” about their finances. On top of this, 14% said they worry about money every single day, while 12% worry about money two or three times a week.
‍- Money Advisor, 2024
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Avoidance of Financial Discussions
Financial issues are often not discussed openly. About 81% of people avoid talkingabout their finances, with fears of judgment, embarrassment, and being a burdento others being significant barriers. This avoidance can lead to poor financialdecisions and lack of preparedness for future financial needs.
- Money.co.uk, 2024
Insights

Unlock Your Financial Perspective

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Empower Your Understanding

Transforming your budget data into enlightening analytics, we help you grasp the nuances of your net wealth, income, savings, and outgoings. Through compelling visuals, embark on a journey of financial comprehension.

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Benchmark Your Progress

See where you stand amidst your peers. Drawing from wider societal data, we provide you with real-time comparisons, lending perspective to your financial status and progress. Navigate your path with a broader understanding.

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3
Forecast Your Future

Chart your course to a secure future, from next year to your pension years. By analysing your financial habits, we offer predictive insights into your financial future, including your pension outlook. With clear, digestible graphs, gain the foresight you need to effectively shape your financial journey.

Frequently Asked Questions

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What is Mogul and How Does Its Dashboard Simplify Personal Finance?

Mogul is an intuitive personal finance app featuring a beautifully designed dashboard that provides a clear, real-time snapshot of your financial situation. Easily track your income, expenses, savings, debts, and overall net worth—all from one convenient place.

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What is Mogul’s Financial Health Check and How Can it Help Me?

Mogul’s Financial Health Check quickly assesses your financial situation by analysing key metrics such as debt-to-income ratio, savings adequacy, and spending habits. It highlights areas of strength and identifies opportunities for improvement, empowering you to take immediate, informed action.

Can Mogul’s Retirement Planning Tools Help Me Prepare for the Future?

Yes! Mogul’s advanced retirement planning functionality offers powerful forecasting tools, enabling you to understand how your current financial choices affect your future retirement lifestyle. It helps you set realistic goals, adjust contributions, and confidently plan for financial independence.

What is Mogul’s Team Mode Feature and How Can It Improve Financial Collaboration?

Team Mode allows you to collaborate effortlessly with a partner, spouse, or family member on shared finances. You can allocate financial tasks, share budgeting responsibilities, and achieve common financial goals together—all within one simple platform.

How Does Mogul’s Seamless AI Integration Deliver Personalised Financial Insights?

Mogul’s advanced AI seamlessly integrates with your financial data to provide deeply personalised insights. It analyses your spending habits, income, debts, and goals, offering actionable recommendations to help you save smarter, invest wiser, and achieve your financial objectives faster.

How Does Mogul’s Wealth Growth Visualisation Tool Work?

Mogul’s wealth growth visualisation tool provides interactive graphs and charts illustrating your financial progress over time. Track your savings, investments, and debt repayment visually, helping you clearly see the impact of your financial decisions and motivating you to build lasting wealth.

What Budgeting Tools Does Mogul Offer?

Mogul includes easy-to-use budgeting tools like mortgage overpayment calculators to help you understand the savings potential of paying down your mortgage early. It also automatically calculates your UK income tax, making budgeting straightforward and precise.

Is Mogul Continuing to Add New Features and Improve Functionality?

Absolutely! Mogul is dedicated to continuous improvement, regularly introducing innovative features based on user feedback and market trends. Our mission is to deliver a constantly evolving, industry-leading personal finance app to help you confidently manage your money.

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© 2023-2025 BudgetWise Ltd, trading as Mogul. Registered in England, Company No. 15344334.  All rights reserved. The BudgetWise name is a registered trademark in the United Kingdom and the United States of America. Any unauthorised use, copying, or distribution of the BudgetWise or Mogul name and/or logo is strictly prohibited.